BUILT BY TRUCKERS, FOR TRUCKERS
Two decades of protecting the road warriors who keep America moving.
THE ROAD THAT LED US HERE
Contractor's Choice Agency was founded by Josh Cotner back in 2005 with one simple mission: give hardworking contractors and truckers insurance that actually gets it.
Josh didn't start behind a desk. He started in the field, working alongside contractors and truckers, hearing their frustrations with insurance companies that didn't understand the hustle, the risk, or the reality of life on the road.
Traditional carriers didn't get hotshot trucking. They'd lowball coverage limits, exclude critical protections, or charge rates that made no sense. Truckers deserved better.
Today, we're the go-to agency for hotshot operators across all 50 states. We know your rig. We know your cargo. We know the road. And we've got your back.
Josh Cotner
Founder & Principal Agent
"I built this agency for the guys who move freight, take risks, and don't quit. You work hard. You deserve insurance that works just as hard for you."
WHY TRUCKERS TRUST US
We're not just brokers. We're your partners on every mile.
Hotshot Specialists
We live and breathe hotshot trucking. From duallies to medium-duty rigs, we know your world.
50-State Coverage
Licensed nationwide. Take your rig anywhere in America with full protection.
Fair Valuations
We understand your rig's true value, including custom equipment and upgrades.
Fast Service
Quotes in minutes. Claims handled fast. No call centers, just real people who care.
OUR HEADQUARTERS
Based in Arizona, protecting truckers nationwide.
Office 1
12220 E Riggs Rd
Chandler, AZ 85249
Office 2
4435 E Chandler Blvd Suite 200
Phoenix, AZ 85048
READY TO ROLL WITH US?
Get your free hotshot insurance quote today. Coverage built for the road.